WNY - Buffalo Real Estate & WNY - Buffalo Realtor Resources Financial Calculator Links We hope that you find this financial calculator resource helpful. However, we strongly advise that you meet with a qualified real estate agent to discuss YOUR particular options for becoming pre-qualified for a loan. At Town Center Realty, Inc., we believe that no single lending institution can be right for every person. We have professional contacts at a range of financial institutions in the Buffalo - Niagara Falls region, and can help you find the right office to work with you in your particular circumstances. Each calculator listed in this WNY Buffalo Real Estate & Realtor Financial Calculator Resource is independently and freely available on the web for you to use.

Calculators 1 & 2 Mortgage Payment Calculators 1&2
These 2 different calculators are very simple to use.

Calculator 3 Multi-Payment Calculator
Allows you to calculate up to 3 different loans at once, so that you can compare payments.

Calculator 4 PITI Payment Calculator
Adds taxes and insurance to your mortgage payment. This is how your lender calculates your monthly housing costs to determine your qualifying ratios. If you are impounding your loan, it helps you to know what your total monthly payment will be.

Calculator 5 Qualification Calculator
Calculate how much income is required for you to qualify for a particular loan. However, you may want to adjust the qualifying ratios to 33/38, or Contact Us for more advice.

Calculator 6 Affordability Calculator
Calculate how the size of loan that you can you afford with your income. This calculator is designed particularly for those putting less than 20% down.

Calculator 7 Rent vs Own Calculator
Rents are rising continuously. This calculator takes several factors into account to help define what your net gain may be in owning rather than renting.

Calculator 8 Principle After X Years Calculator
Calculate what your remaining mortgage balance will be at some future point in time.

Calculator 9 Principle Pre-Payment Calculator
Calculate when your normal payoff will be, and what could be if you paid a specific extra amount each month.

Calculator 10 Pre-Payment Analysis Calculator
Calculate your required monthly payment to pay off your mortgage in a specific period of time.

Calculator 11 Pre-Pay Principle or Invest Calculator
This calculator can help you decide on whether it makes more financial sense for you to pay down your mortgage or invest some money.

Calculator 12 B-Weekly Mortgage Calculator
Calculate how quickly you would pay off your mortgage if you were making your payments once every two weeks instead of once a month.